At MH Loans Corporation, trust has always been the foundation of our relationship with customers. Because you trust us with your financial and personal information, we respect your privacy and take strong action to safeguard that information, including your online sessions. Our online application process logs and attaches the ip address of the individuals applying for a loan. This is done for your security and protection. The MH Loans Corporation family pledges to protect your privacy online by adhering to the practices described below.
Security of Online Sessions
We are committed to protecting the confidentiality of your information and online transactions. We use the highest industry standard for online security -- Secure Sockets Layer (SSL) encryption -- to secure your online sessions.
Our Privacy Pledge To You
Protecting your privacy is important to the MH Loans Corporation. We value the trust you have placed in us, and your continued confidence is important to us. As you review our pledge, please remember that:
We appreciate the confidence that you have placed in us by entrusting us with nonpublic personal information. Our pledge applies to the personal information that we have gathered about you.
- We will gather, and disclose, personal information about you only as allowed by law.
- We maintain rigorous security practices to safeguard personal information about you.
- We are committed to delivering quality financial services that meet your needs. If we do not offer a particular financial product or service, we may, from time to time, join with carefully selected financial partners to offer that product or service to you.
- We will not disclose personal information about you to offer non-financial products and services.
- We believe that you are entitled to meaningful choices about how personal information about you will be disclosed.
What Personal Information Is, And How We Gather, Protect and Disclose It
Our pledge applies to personal information, which is nonpublic information about you that we obtain in connection with providing a financial product or service.
How we obtain and use information
To fund your loan, comply with government regulations, improve our products and services, and better understand your financial needs, we collect and maintain customer and former customer data. We collect information:
- you provide us on applications and other forms (such as your phone, Social Security and account numbers, assets, income and employment history);
- about your transactions with us (such as your loan balance, payment history and other account information);
- about your credit history from a credit reporting agency.
We Protect the Confidentiality and Security of the Information We Gather
We restrict access to personal information about you to those employees we have determined need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards to guard information about you that comply with applicable federal standards and regulations.
We collect and keep the contents of email you send us in addition to your contact address and our response. This enables us to respond to your requests and questions. Email sent to us should be used for inquiries that are not sensitive or confidential as regular, non-encrypted Internet email (the email we use on most of the site) is not secure. If we need information beyond your name, address, email address and phone number, we will provide you with a secure email form. We will never request that you confirm your Personal ID, account numbers, Password or other sensitive information via email.
How Does Internet Browser Security Work?
Recent versions of most internet browsers support the encrypted transmission of on-line documents and the data you enter on a web page. This means that instead of sending readable text, both your browser and the website's secure server encode all text using a security key. That way, personal data sent to your browser or data you send back would be extremely difficult to decode in the unlikely event it was intercepted by an unauthorized party. The key used for encoding is a random number that is unique to your session at the secure website.
There are two grades of internet security: International-grade encryption uses a 40-bit random number negotiated between your browser and the web-server. This means that only one out of about 1,000,000,000,000 possible decoding keys can be used to decipher your data. Domestic-grade encryption uses a 128-bit key, so that the number of possible keys is vastly larger. This site uses the highest grade of encryption supported by your browser and your internet connection.
At MH Loans Corporation we use 128 bit encryption exclusively.
